A Website to Help the Uninsured & Underinsured Save Money

July 2nd, 2009 by Sarah Wilcox Leave a reply »

Last year, I was working at one of the largest patient social network sites as the Chief Marketing Officer, thinking about how little we’d done in the past three decades to help people afford healthcare.  The discussion forums were filled with patients and families looking for ways to raise money to cover medical expenses so they could pay for the care their family needed.  It wasn’t a new story, but rather a very old one.

When my job ended due to a merger, I knew it was time to take my knowledge of the industry and do something to help reduce the burden of healthcare costs.  It sounds grandiose, but I felt it was my responsibility to do something.  Over the years of working in hospitals, pharmaceutical, and health insurance as well as at other health-related companies I had learned a few tips about controlling health expenses.

I started working in healthcare back in the 1980’s at one of the first multi-hospital systems and learned that healthcare is a big business even for non-profit healthcare.  Even then our government was grappling with rising costs and instituted diagnosis related groups (DRGs) pricing as a way to control health costs.  We then herded people into managed care and health maintenance organizations.  And when that didn’t work we created new forms of health insurance called consumer-directed high deductible plans. If you work for a Fortune 500 company or are self-employed you’re probably very familiar with HSA’s. Finally, we just blamed doctors, hospitals, pharmaceutical companies and insurance companies for the mess.  And they blamed us.

I don’t want to build a company based on blame.  There’s plenty to go around, and it hasn’t solved anything for anyone.  What I want to do is rally my fellow healthcare consumers to become more demanding shoppers.  If more than 40mm people didn’t fill prescriptions last year because of cost, you can rest assured pharmaceutical companies noticed.  I want to utilize my understanding of how healthcare companies work and manage their businesses, to motivate them to become better partners in care to patients.  President Obama and Congress will have to tackle insurance, but together we can begin to chip away at the burden of out-of-pocket costs each of us is facing.

There’s a lot to be done to build this membership website for people with ongoing health conditions and too many out-of-pocket healthcare expenses. We’re working fast and furiously to create a solution for you – a place to find savings, information, comfort and empowerment.

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9 comments

  1. linda mensch says:

    great idea… we noticed the great difference in prices between the insurance company rate and the rate paid by the consumer. While we know it’s a game, because doctors and hospitals know they will have to reduce their rates deaiing with insurance companies, it seems incredibly unfair that the individual consumer isn’t able to pay the same reduced rates.

  2. Jeff says:

    I went to the doctor recently and was asked to take a costly test. When I asked them what it would cost they could only give me a range, and couldn’t provide any pricing for some test upgrades they also wanted to conduct. I cancelled the test. It’s scary not knowing what my liability will be and being unsure what it will do to our already shaky financial situation.
    When I go to the dentist it’s a completely different story. They look into precisely what my insurance will cover and what my out of pocket will be.
    I’m glad you’re creating this site. People all over are in need of discounted services.

  3. yvonne says:

    As a physician I also think this is a great and practical approach. I am in a practice were I am fortunate to be able to accept uninsured patient and offer a sliding scale fee. However when I have to send them to the hospital for testing I too have no control over the over pricing. I believe many of my colleagues would appreciate a service where an intermediary could negotiate with hospitals to make sure testing is done at a fair price. This would benefit the patient, physician and healthcare as a whole.

  4. Just wanted to tell you thank you! for all the great info found on your blog, even helped me with my work recently :) keep it up!

  5. S Hancock says:

    I just wanted to thank you very much for this informative article. I have already bookmarked your site, when I have more free time I am going to have to do some further research. Well back to my dreaming of Panama or back to the books – I wonder which one is going to win out. :)

  6. Alejandro says:

    Hi!. Thanks a bunch for the info. I’ve been digging around for info, but there is so much out there. Google lead me here – good for you i suppose! Keep up the great information. I will be coming back in a few days to see if there is updated posts.

  7. Hi there. Very interesting post. If it is OK with you, I would like to link back to your article. I think that my readers would enjoy it.

  8. I’m a blogger myself and I found your post to be very interesting and unique. Good job on the post, and I’ve just became subscribed to your blog. Hope you do the same for me.

    Good luck on your blog, and feel free to visit and comment on my blog as well! :)

    - Entrepreneur Key – Your key to success

  9. Howdy there,Awesome article dude! i’m Fed up with using RSS feeds and do you use twitter?so i can follow you there:D.
    PS:Do you thought putting video to this web site to keep the readers more interested?I think it works.Best regards, Sharron Golackson

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